100% Digital Process

Apply for Cash Credit (CC) & Overdraft (OD)

Flexible working-capital limits — pay interest only on what you use.

₹10,000 Min Loan
₹50,00,000 Max Loan
9.25%* Starting Rate
4 Easy Steps
256-bit SSL Secured Transparent & Secure Process 24/7 Support*

Check Your Eligibility

Get personalised loan offers in 2 minutes

Age must be between 21–65 years
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Your data is encrypted and secure. We never share your information without consent.

Simple Process

Submit Your Application in 4 Easy Steps

Our streamlined process makes applying simple, transparent, and secure.

1
📋

Personal Details

Fill in your basic information. Takes less than 60 seconds.

2
📱

Verify OTP

Confirm your mobile number with a 6-digit OTP.

3
🪪

KYC Details

Submit your PAN and Aadhaar for verification.

4

Submit for Review

Pay the application assistance fee and submit your application for review. Final loan decisions are subject to verification and financial institution policy.

Why Kredsutra

Designed for Your Financial Goals

Indicative Eligibility

View an indicative eligibility result based on the details you provide.

💰

Indicative Rate Guidance

View estimated rate information for guidance. Final rates are decided by the financial institution.

🔒

100% Secure

Bank-grade encryption protects your personal and financial data at all times.

📊

No Hidden Charges

Complete transparency on all fees, rates, and terms before you commit.

🎯

Flexible Tenure

Choose repayment periods from 12 to 84 months to fit your budget.

📞

Dedicated Support

Our loan experts are available 7 days a week to guide you through the process.

Ready to Submit Your Loan Application?

Start your application journey with clear guidance and transparent fee information.

Apply Now