👤 Loan Product

Personal Loan

Funds for any personal need — no collateral required.

KREDSUTRA is a loan marketplace and lead generation platform. We are not an NBFC, bank, or lender. We do not provide loans directly. Loan approval, interest rate, loan amount, tenure, processing fees, and disbursal are subject to lender eligibility checks, document verification, credit assessment, and the policies of the respective lending partner.

A collateral-free personal loan you can use for weddings, travel, medical bills, home renovation, or simply to consolidate existing debt. Faster digital application support, minimal paperwork, and flexible repayment options.

Key Highlights

  • Borrow ₹50,000 to ₹50 Lakhs with no security or guarantor.
  • Tenure from 12 to 84 months to suit your budget.
  • Indicative annual rate from 10.50%; final terms subject to policy and verification.
  • Disbursal timelines depend on verification and financial institution policy.
Indicative Annual Rate: 10.50% p.a.
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