Privacy Policy

This Privacy Policy explains how JORISE CAPITAL collects, uses, stores, and protects customer information.

By using our website or services, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

We may collect the following information from customers:

• Name, phone number, email address, and address.
• Identity and KYC-related details, where required for service processing.
• Financial, employment, business, or income-related information provided by the customer.
• Documents submitted for loan, credit, financial service, or consultancy support.
• Payment details such as transaction ID, payment date, and payment status.
• Website usage information such as browser type, device information, and IP address.

2. How We Use Your Information

We may use customer information for the following purposes:

• To provide consultation, documentation support, and financial service assistance.
• To check eligibility and support application processing.
• To communicate with customers regarding service updates.
• To coordinate with banks, NBFCs, lenders, financial institutions, or third-party service providers where required.
• To process payments, invoices, receipts, refunds, and service records.
• To comply with legal, regulatory, and business requirements.

3. Sharing of Information

We do not sell customer personal information. However, we may share relevant information with banks, NBFCs, lenders, verification agencies, payment gateways, service providers, or legal authorities where necessary for service delivery, verification, payment processing, or legal compliance.

4. Payment Information

Online payments may be processed through secure third-party payment gateways. We do not store complete card numbers, UPI PINs, net banking passwords, or other sensitive payment authentication details on our website.

5. Data Security

We take reasonable precautions to protect customer information from unauthorized access, misuse, loss, disclosure, or alteration. However, no internet-based service can be guaranteed to be 100% secure.

6. Data Retention

We may retain customer information for as long as necessary to provide services, maintain business records, resolve disputes, comply with legal obligations, and meet regulatory requirements.

7. Customer Rights

Customers may contact us to request correction, update, or removal of their information, subject to applicable legal, regulatory, and business record requirements.

8. Cookies and Website Tracking

Our website may use cookies or similar technologies to improve user experience, analyze website usage, and maintain website functionality.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices, content, or policies of such third-party websites.

10. Updates to Privacy Policy

We may update this Privacy Policy from time to time. Updated policies will be published on this website.

11. Contact Us

For any privacy-related query, please contact us at:

Email: support@kredsutra.com
Phone: +91 98627 12532
Address:Rajdanga Main Road, Kolkata, West Bengal - 700107