Privacy Policy

1. Introduction

This Privacy Policy explains how Kredsutra collects, uses, and protects your information when you use our loan facilitation services.

2. Information We Collect

• Contact details such as name, mobile number, and email.
• Application details such as requested loan amount, purpose, employment, and income.
• Identity and address details required to process your application.

3. How We Use Your Information

We use your information to assess your requirement, generate an indicative Eligibility Score, and connect you with suitable lending partners who may be able to assist you.

4. Sharing With Lending Partners

With your consent, we share relevant application details with our lending partners so they can evaluate your request. We do not sell your personal information.

5. Data Security

Sensitive identity details are encrypted at rest, and information is transmitted over secure connections. No method of transmission or storage is completely secure, but we take reasonable steps to protect your data.

6. Data Retention

We retain your information for as long as necessary to provide our services and to meet legal or regulatory requirements.

7. Your Choices

You may request access to, correction of, or deletion of your personal information, subject to applicable law, by contacting us.

8. Location Information

With your explicit permission, we may record your approximate device location at the time you submit an application. This is entirely optional — you can decline or skip it and still continue — and the information is used only to help verify applications and prevent fraud. We rely on your browser's location feature and do not track your location in the background.

9. Contact

For privacy-related questions, please use our Contact Us page.