Terms and Conditions

Welcome to JORISE CAPITAL. These Terms and Conditions govern your use of our website, services, consultation, documentation support, and financial service assistance.

By using our services or making a payment, you agree to these Terms and Conditions.

1. Business Information

Business Name: JORISE CAPITAL
Business Type: Proprietorship
Business Activity: Financial service assistance, loan/credit guidance, documentation support, eligibility checking, application support, and related consultancy services.
Address:Rajdanga Main Road, Kolkata, West Bengal - 700107

2. Nature of Services

JORISE CAPITAL provides financial service assistance and consultancy support. Our services may include loan guidance, customer onboarding support, documentation assistance, eligibility checking, application support, and coordination with relevant service providers or financial institutions.

We are not a bank, NBFC, insurance company, or investment advisory company unless specifically stated with valid regulatory approval. We do not guarantee loan approval, credit approval, or any financial outcome.

3. Customer Responsibilities

Customers are responsible for providing accurate personal, financial, and business information. Customers must submit genuine and valid documents wherever required.

JORISE CAPITAL will not be responsible for rejection, delay, or failure caused due to incorrect, incomplete, fake, misleading, or unverifiable information provided by the customer.

4. Fees and Payments

Service fees, consultation fees, or processing support charges, if applicable, will be shown or communicated before payment. All payments must be made through approved payment methods available on our website or as communicated by our team.

Payment of our service fee does not guarantee approval of any loan, credit facility, or financial product.

5. Third-Party Services

Some services may involve banks, NBFCs, lenders, financial institutions, verification agencies, or other third-party service providers. Their decisions, policies, charges, timelines, and approvals are independent and outside the direct control of JORISE CAPITAL.

6. No Guarantee of Approval

JORISE CAPITAL may assist in checking eligibility, preparing documents, and submitting applications. However, final approval, rejection, sanction amount, interest rate, tenure, and terms are decided by the concerned bank, NBFC, lender, or financial institution.

7. Cancellation and Refund

Cancellation and refund requests will be handled as per our Cancellation and Refund Policy published on this website.

8. Limitation of Liability

JORISE CAPITAL shall not be liable for any direct, indirect, incidental, financial, or consequential loss arising from the use of our services, third-party decisions, delay, rejection, or customer-provided incorrect information.

9. Privacy

Customer information will be handled as per our Privacy Policy. Customers agree that their information may be used for service processing, verification, communication, and coordination with relevant financial service providers where required.

10. Changes to Terms

JORISE CAPITAL may update these Terms and Conditions from time to time. Updated terms will be published on this website.

11. Governing Law

These Terms and Conditions shall be governed by the laws of India. Any dispute shall be subject to the jurisdiction of courts located in Kolkata, West Bengal.

12. Contact

For any questions regarding these Terms and Conditions, please contact us at:

Email: support@kredsutra.com
Phone: +91 98627 12532